Americorp Debt Consolidation has partnered with a debt consolidation service agency which negotiates with creditors to create the ideal repayment plan for you. They assess each client's financial situation and tailor a program that satisfies the client's needs. If you qualify, their in-house debt consolidation program may provide you with the following benefits: Reduction of monthly payments  Consolidation of obligations into one low monthly payment Reduction of high interest rates Waive late fees and finance charges

If you qualify, you will be assigned to a trained credit counselor from the Debt Consolidation Service Agency. Your counselor will review your debts and financial situation and tailor a program that satisfies your individual needs. This agency will then negotiate with your creditors to reduce high interest rates, reduce late fees and other charges. You make one easy affordable payment each month which will be deposited in a trust fund. Your payment will be distributed each month proportionately to each creditor. Your financial information is kept strictly confidential.

This is all done without the need for taking out a loan. And because this is not a loan, the debt consolidation program does not require you to put up collateral, such as a house. They accept any unsecured debt, such as credit card bills, personal loans, medical bills, certain types of student loans, and utility bill to name a few.

With the specially designed program, you can save monthly by reducing your interest rates and lowering your monthly payments. By significantly reducing the interest, you can drastically cut your pay off time from 15-20 years down to 5-6 years. This could result in saving you thousands of hard earned dollars in finance charges..

The servicing agency has worked with thousands of clients across the country, and has an existing relationship with many of your creditors and lending institutions. Their experience in dealing with creditors is among the best in the industry.

This debt consolidation program can be a "win-win" situation for the consumer, and is quickly becoming a way of effectively dealing with excessive consumer debt. You may save significantly on a monthly basis and thousands of dollars over the life of the program.

If you're ready to make a fresh start and start the process to debt freedom, then click here for a FREE consultation!